Tag Archives: HMO

The legals for landlords – what certificates do you need?

by

Posted on 22nd July 2016



The legals for landlords – what certificates do you need? Buying property to let can be a lucrative investment for landlords, but getting it wrong can also be costly. With legislation changing all the time, it can be hard to keep up. We take a closer look at the certificates you’ll need to have in place […]

Read More

Canterbury HMO Article 4 Direction

by

Posted on 18th April 2016



How does Canterbury Article 4 affect students and landlords? In late 2015, around 30 councils across England announced the decisions to make changes to planning, renovation and licensing requirements for rental properties in their jurisdiction. Canterbury City is one of these councils. This new set of rules, entitled “Article 4,” could mean drastic changes for […]

Read More

Buy-to-let mortgages for student / HMO properties

by

Posted on 4th November 2015



Landlords that want to let to students or rent out a House of Multiple Occupation (HMO) have a few extra considerations to take into account when applying for a buy-to-let mortgage. Generally, buy-to-let mortgages are interest only, need bigger deposits and for the rent to more than cover the mortgage payments, typically at least 125% […]

Read More

Fire and safety regulations for HMO

by

Posted on 23rd October 2015



As a landlord of a House in Multiple Occupation (HMO), there are certain fire, electrical and safety regulations that must be adhered to, and you will be inspected by the local council to ensure that your property is acceptable and fully compliant. So, as a student landlord or other HMO landlord, what do you need […]

Read More

Council Tax – who’s liable and what happens in the summer?

by

Posted on 12th October 2015



For landlords of Houses in Multiple Occupation (HMOs), it can get quite confusing as to what are the rules when it comes to paying council tax. So here’s a quick run-down on who’s liable for what, and what exemptions are available. Who’s liable for paying council tax? If a landlord lets a normal residential property, […]

Read More

HMO licence – what are the rules?

by

Posted on 6th October 2015



As a student landlord, you will most likely be in possession of an HMO – a house of multiple occupation. An HMO is defined as being a property that is rented out by at least three people that aren’t from one household but share facilities like the kitchen and bathroom. What does more than one […]

Read More